Yes...You need Travel Insurance
Sorting your insurance before leaving is a must. While the NHS will cover healthcare in the UK once you’ve registered, you’ll still need protection for your journey and any travels across Europe. These providers are expat-friendly and flexible.
#1 Pick: SafetyWing
SafetyWing Nomad Insurance is built for expats and digital nomads who need affordable, flexible cover that works across borders. Their Nomad plan is subscription-based and can be started even after you’ve left home.
Why we chose it: easy monthly payments, one-way flight cover, and global protection that’s perfect if you’re planning trips beyond the UK.
World Nomads
World Nomads is a trusted insurer for travellers who want comprehensive adventure cover. It includes medical, belongings, trip cancellation, and even adventure sports.
Why we chose it: excellent reputation, flexible policies for longer trips, and cover that goes beyond just medical care.
Cover-More
Cover-More is a popular provider for Australians and New Zealanders moving abroad. They specialise in long-haul travel insurance and one-way policies designed for relocation.
Why we chose it: strong support network, relocation-friendly one-way cover, and competitive pricing for travellers heading to London.
True Traveller
True Traveller is a UK-based insurer that’s ideal for younger expats and backpackers. They offer tailored cover for working holidays, gap years, and long-term stays abroad.
Why we chose it: budget-friendly policies, cover for one-way flights, and simple add-ons for Europe-wide travel.
Allianz Travel
Allianz is one of the largest and most trusted travel insurers worldwide. Their policies are designed for all types of travellers, from short-term trips to long-term relocations, with strong global support.
Why we chose it: excellent customer service, broad international coverage, and the security of a long-standing brand that’s reliable for expats moving to London.
Pro Tips for Travel Insurance
Don’t get caught out — here’s what to check before you buy:
- One-way flights: Make sure your policy covers you even if you don’t have a return ticket booked. Some insurers only protect return travellers.
- NHS in the UK: Once you’re settled, the NHS will cover your basic healthcare — but you’ll still need travel insurance for the gap before you’re registered.
- Travelling in Europe: Apply for a GHIC (Global Health Insurance Card) for reduced medical costs in EU countries — but pair it with travel insurance for full protection.
